A couple in Ammon live on a street that happens to be on a flood plain.
They've been paying for flood insurance since they moved into their house seven years ago.
But the cost keeps going up, and they're not too happy about it.
The Charlesworths want to know why their flood insurance is increasing and they want to know if the city can re-zone the flood plain, so that their house is no longer in it.

Here's the thing, when it comes to re-zoning a flood plain, the city has little control over that.
But, the city and the county are starting a flood plain study to look over the general area, to see if any changes can possibly be made.

Lyle and Carol live on Wanda Street. They love their home, and where it's located, but because of its location it's costing them a little extra.

Carol Charlesworth, Wanda resident: "Just wandering why they can't do something so we wouldn't have to pay flood insurance because it's costing us over thirteen hundred dollars."

Lyle Charlesworth: "Just think it's an unreasonable fee."

Last year they were only paying four hundred dollars.
But isn't the city who makes decisions when it comes to flood plains.

Araksya Karapetyan, reporting: "So the federal government is the one who decides the cost and what is and isn't flood zone, and they are in charge of changing that?"

Ron Folsom, Planning Director: "Right, for us to have a change and that's what this study is going to do, is for them to have a change in the flood plain, once FEMA puts it in the way to get out is if you prove that elevation is different or the water run off is different."

The last time this area flooded was in the sixties, back then there weren't even houses in this area.

Karapetyan: "What's the likeliness that this happens again?"

Folsom: "It's called the one hundred year flood plain , so if you live in a flood plain you have a one percent chance of being flooded every year."

Now what they survey will do, is re-test the area to see where the elevation falls.
The Charlesworths are hoping for a change.

Charlesworth: "Hope the completion of the survey takes us out of that zone."

But Wanda naturally falls in this zone, so it isn't likely things will change, even after this survey is completed.

Charlesworth: "We don't expect the survey to show that Wanda shouldn't be in the flood plain, because the elevation its meets the criteria it will be in flood plain."

So if that's not going to change, then what is.

Charlesworth: "A long term plain is so we can change and divert the water flow."

Folsom says the worst case scenario would be if the study finds that the flood plain needs to be widened, to include more homes, but he says they don't expect that will happen.

Help with flood insurance from Homeland Security.